✨ Your personal finance coach

For every account.
Every market.
Every decision.

YOUR WEALTH DESERVES THE X FACTOR

Dhan-X brings all your investments together — mutual funds, US stocks, real estate, gold — and gives you an AI coach to make sense of it all.

All-in-one
Every account, one view
XIRR
True returns, not just NAV
AI coach
Insights on every decision
Rs. + $
India, US and global
Everything in one place.
Finally.
Whether you have one account or ten, in India or across the world — Dhan-X gives you clarity, context, and a coach.
📈

Portfolio tracker

India MFs, US stocks, real estate, gold, bonds — all in one dashboard with true XIRR returns.

🧠

AI wealth coach

Ask any financial question. Get personalised insights based on your actual numbers, not generic advice.

🔍

Stock screener

Search stocks in plain English. "Show me profitable Indian banks" — and get live prices, P/E, ROE instantly.

📋

Watchlist and alerts

Track stocks you care about. Set price alerts and get notified the moment they hit your target.

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Financial calculators

Rent vs buy, FI number, RE returns, budget planner — built for real decisions, not textbook examples.

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Budget planner

Plan your monthly income and expenses. Know exactly what you can invest and where your money goes.

Your AI coach is ready
for any decision
From big life decisions to small portfolio tweaks — Dhan-X gives you the numbers and the context to decide with confidence.
"Should I buy a house now or keep renting?"
Dhan-X runs the full rent vs buy analysis with your actual rent, home price, and investment return — and tells you exactly when buying makes sense.
"Am I paying too much in mutual fund fees?"
Dhan-X shows your TER leakage — how much regular plans cost vs direct — and calculates exactly how much you'd save by switching.
"What's my actual net worth across all accounts?"
Connect your India MFs, US brokerage, and add real estate and gold. Dhan-X gives you one number — in rupees or dollars.
"How much do I need to retire?"
The FI calculator takes your monthly expenses, expected returns, and inflation — and tells you your number and how many years away you are.
"Which stocks should I be watching?"
Ask in plain English. The AI screener finds stocks matching your criteria — with live prices, fundamentals, and a 30-day chart.
"Am I spending too much this month?"
The budget planner tracks income vs expenses and shows your savings rate, guilt-free spending, and how much you can invest.
12+ tools. One subscription.
Every feature is available on every plan — no add-ons, no upgrades needed.
📈India portfolio
🏢US portfolio
💹XIRR calculator
💲TER analyser
🔍Stock screener
📋Watchlist
🔔Price alerts
🏠Rent vs buy
🏛RE XIRR
FI calculator
💰Budget planner
🧠AI wealth coach

Start understanding your money better

Join the early access list — 30 days free, no credit card required.

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Dhan-X is a financial planning and analysis tool for informational and educational purposes only. It does not constitute investment advice, tax advice, or a solicitation to buy or sell any security. Please consult a qualified financial adviser before making investment decisions.