For real investors.
Dhan-X was born from a simple frustration — no tool could show the complete picture when your money is spread across accounts, countries, and asset classes.
Your money does not live in one place. Your tools should not either.
Most people with any financial complexity end up with a mess — one app for mutual funds, another for stocks, a spreadsheet for real estate, and no idea what their actual returns are. Every financial decision gets made in isolation, without the full picture.
Dhan-X changes that. We bring everything together and give you an AI coach that understands your complete financial situation — whether you are deciding between renting and buying, wondering if your mutual funds are giving good returns, or just trying to understand where your money is going.
15 years building wealth across borders
US brokerage accounts, Indian MFs, real estate on both sides. No single tool could show the full picture. Spreadsheets and manual calculations became a full-time job.
2025 — Moved back to India
Relocated to Hyderabad. The cross-border complexity got real — CAMS vs NSDL, tax implications, currency conversion, RNOR status. The problem became impossible to ignore.
Building Dhan-X
Started building the tool we always wanted. Accurate XIRR, CAMS and NSDL integration, AI insights, and calculators built for real decisions — not textbook examples.
2026 — Private beta
Launched with a small group of early users. Iterating based on real feedback. Opening up soon to everyone who wants to understand their money better.
Privacy first
Your PAN, account numbers, and personal details never leave our servers. AI features process only the numbers — never your identity.
Accuracy matters
We do not approximate. XIRR, TER leakage, break-even analysis — we get the numbers right because your decisions depend on them.
For everyone
Not just for sophisticated investors. Dhan-X is for anyone who wants to understand their money better and make decisions with confidence.